Your Money - Your Account Explained

What do I need to do to get an account?

Simply place your order and apply for a credit account at the checkout. Don't worry, this will be quick and easy, you just need to enter a few personal details and we'll do the rest. We will perform some checks and tell you straight away if you can have your personal credit account.

How does it work?

We will give you a credit limit subject to the checks we run. Once we have despatched your order, we will send you a statement that will include information about your account. Don't worry, we will keep you informed about your credit limit, orders and payments. We will also tell you about the offers available to you like Buy Now Pay Later and Interest Saver. Learn more about Your Credit Options.

What do I need to do?

When you receive your statement, you can choose to pay the minimum amount, the balance or any amount in between - handy for expensive purchases or when money is tight - Representative 49.9% APR variable. If you only make the minimum payment it will take longer and cost more to repay the balance.

What else do I need to know?

When you apply for your personal account we will perform checks that will be visible to other lenders on your credit file. Your credit file will also show how you manage your account with us, for example it will show if you missed a payment. If you choose to spread your payments, we will charge interest from the date the goods are sent. It is important to pay on time as we will charge £12 if a payment for at least the minimum amount does not reach your account in time. We may also withdraw any other plans like Buy Now, Pay Later and Interest Saver if you do not pay as agreed. Learn more about Your Account in our Help Section.